Wednesday, January 26, 2011

Insurance in the "News"

I have MSN.com as my homepage, and I don't know why.  I guess I like the layout and random tidbits of information to quickly glance over.  More recently, I have become a little frustrated with the site.  Mainly because of the articles they link to from MSN Money or wherever.  I troll common sites to find articles to share on facebook (or here) that contain interesting or pertinent information which my clients could find useful.  Lately, all it's been is "10 things your insurance company won't tell you" or "Top 10 most expensive vehicles to insure".  The latter usually contains exotic sports cars which you and I will never drive, let alone own or insure.  But the first example is where my frustration stems from.  The writers of these articles do little research and offer less insight or helpful information.  Sometimes they just paint the entire industry as legalized theft.

You may have noticed by now that I take insurance seriuosly and I want you to also.  A wise consumer should investigate their company and agent to make sure they are getting the best value for their money.  Don't believe everything you read on the internet.  If you have a concern, talk to your agent.  If you have a concern about your agent, talk to the company.  If you have a concern about both, talk to your state's Department of Insurance.  They have a direct line phone number.  I've called them and they answer the phone.

What I'm really saying is find an agent or agency that you trust and really want to do business with.  Ask your friends, relatives or neighbors.  Personal recommendations go a long way with me.  Your agent should be interested in you and how to best protect what's important to you, not how to profit from you.